Page 120 - Neal and Massy Holdings Annual Report 2012

118 2012
NOTES TO THE Consolidated FINANCIAL STATEMENTS
September 30, 2012
Expressed in Thousands of Trinidad and Tobago dollars
11 Credit Quality Of Financial Assets (continued)
Credit quality – other financial assets
Past Due Provision
Fully but not for
performing impaired Impaired impairment Total
$ $ $ $ $
2012
Instalment credit and other loans 231,860 13,205 8,738 (7,710) 246,093
Trade receivables
- continuing operations 435,413 344,287 99,243 (100,047) 778,896
667,273 357,492 107,981 (107,757) 1,024,989
Past Due Provision
Fully but not for
performing impaired Impaired impairment Total
$ $ $ $ $
2011
Instalment credit and other loans 217,242 26,287 8,404 (7,108) 244,825
Trade receivables
– continuing operations 566,433 248,566 119,984 (122,753) 812,230
783,675 274,853 128,388 (129,861) 1,057,055
The credit quality of other investments has been analysed into the following categories:
Low Risk – These comprise Sovereign Debt Investments where there has been no history of default.
Standard – These investments are current and have been serviced in accordance with the terms and conditions of the
underlying agreements.
Sub-Standard – These investments are either greater than 90 days in arrears but are not considered to be impaired or have
been restructured in the past year.
Impaired – These investments are non-performing.